The Truth About Bankruptcy

by ezekielh on January 29, 2009

American DreamCard™ MasterCard®
 Powered by Max Banner Ads 
SecondStart asked:


Bankruptcy Attorney Jamie Ryke of the Second Start Bankruptcy Law Firm talks about the Truth about Bankruptcy. Find out how we can help you get out of debt and get a fresh start by filing either a chapter 7 or chapter 13 bankruptcy.

GICT Marketplace

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

{ 23 comments… read them below or add one }

bankruptcyattorney February 1, 2009 at 6:26 pm

I am not exactly sure what you are asking. When you say count against you are you talking about the income threshold to file a chapter 7? If yes then the payments will count against you.

dwain1310 February 3, 2009 at 8:59 am

good video,
if I have a settlement with payments over time from industrial accident and owe a loan (from my lawyer to pay for my insurance premiums ) are any future income payments due me count against me during bankrupsy??? thanks and great video

femmepen February 4, 2009 at 10:15 am

Your perspective is refreshing, given the gravity of the topic. I am going to keep your words: A fresh start in mind as I move forward and attempt to save our home and rebuild as everything around us crumbled and strains.

I was meant to remain standing, not fall under the weight of seemingly overwhelming odds.

Best Day Ever to You.
- Annamai

CauseAndEffectPost February 7, 2009 at 10:30 am

So now that Obama has borrowed even more than that, what do you have to say? Bush and Obama are both thieves, liars, and warmongers. Don’t be shocked. It’s how you become President in a fascist nation like this one has become.

bankruptcyattorney February 9, 2009 at 2:12 pm

The most important thing is how the office is run. The reality is that doing bankruptcies are very much like doing mortgages. It certainly does not take an extremely high level of intelligence. More important is does the person return my calls. Is there someone to speak to when I call. Do I believe this person is organized. Make sure this person is not talking down to you. The attorney should be trying to make your life easier.

dawc129964 February 11, 2009 at 9:37 pm

How would you choose a good bankruptcy attorney?

bankruptcyattorney February 12, 2009 at 2:15 pm

Glad I could help.

bagpiper2005 February 14, 2009 at 6:58 pm

Thank you for your insights.

I have over a quarter of a million in outstanding medical bills. Thanks to the advice you’ve given, the decision to file bankruptcy became easy.

I’m signing my petition this upcoming Monday. Thank you for telling the truth about bankruptcy.

Corvettes1984 February 17, 2009 at 10:52 am

It’s Bush’s fault, he caused all of this!…. According to the Treasury Department, from 1776-2000, the first 224 years of U.S. history, 42 U.S. presidents borrowed a combined $1.01 trillion from foreign governments and financial institutions, but in the past four years alone, the Bush administration borrowed $1.05 trillion.

SecondStart February 18, 2009 at 1:12 pm

Possibly, It depends on how old the taxes are and other factors. You can reach me at. 800-728-3363 to discuss further.

Manongjojo February 19, 2009 at 6:49 pm

is it true you can write off IRS taxes on chapter 7?

bankruptcyattorney February 21, 2009 at 1:26 am

Equity in a house what a novel idea.

garyclaytonkocher February 21, 2009 at 5:40 pm

not really, it depends on if there is any equity in your house and what your state expemptions are. look up bankruptcy abuse prevention and consumer protection act

bankruptcyattorney February 23, 2009 at 12:24 am

It is possible. I hope there are other deductions.

bankruptcyattorney February 24, 2009 at 4:29 pm

Either you are current on your house or not. If you are current you will keep your house. This means both the first and second mortgage.

SilverEspada February 25, 2009 at 10:14 pm

WELL SAID BUD!!

greenghost2006 March 2, 2009 at 10:51 am

sounds like the guy from “Phone Scoop”

Susy2240 March 3, 2009 at 3:27 am

I am considering filing chapter 7 bankruptcy with my husband our two cars would be exempt but how likely are we to loose our house? We owe what it is worth. I was told by our lawyer that she was 99.9% sure we wouldn’t loose it, but there are not guarantees. We are drowning in credit card debt every month it gets worse and the only reason we don’t file is because we don’t want to loose our house.

gaae2000 March 4, 2009 at 6:41 pm

Actually, banks allow to apply for home loans after 4yrs of dismissal.

gaae2000 March 6, 2009 at 11:11 pm

Thank u very much!!! today I have to see my bk-lawyer. Lost my house which completly lost 48% of its value.

bankruptcyattorney March 7, 2009 at 3:27 am

It really depends. Probably not everything. You need someone to do a means test regarding your finances. You can reach our office at 800-728-3363 ext 105 ask for katie.

Cambodiot March 9, 2009 at 1:39 pm

if i owne about $45000 in credit card debt and said i make about $69000 a year before tax and i file a chapter 13. Do i have to pay back everything i owne like people were saying?

JOHNNYonTHExpot March 9, 2009 at 3:01 pm

wow ! straight to the point. nice vid

Leave a Comment

Comment spam protected by SpamBam

Security Code:

Previous post:

Next post: